Life Insurance Essentials – Introduction

This basic course describes the variables that need to be
used in calculating the need, if any, for sharing the financial risk of
death.  The importance of knowing the
investment vehicle to be used by the beneficiaries is discussed in some
detail.  The various types of life
insurance and the appropriateness of each type are covered.  Life insurance vehicles such as Term, Whole
Life, Universal Life, and Variable Life policies and their attributes are
discussed.  Special contracts and clauses
coverage are included.


  • To understand the different life insurance
    vehicles that may be used. (Unit One)
  • To understand the circumstances when it would be
    appropriate to use each of these vehicles. (Unit One)
  • To understand many of the special contracts and
    clauses that may be available in a policy. (Unit Two)